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Credit in the West is the premier annual B2B credit conference hosted by NACM Commercial Services. The conference brings together credit, collections, accounts receivable, finance, and risk management professionals from across the Western United States for education, networking, keynote speakers, and industry-leading sessions designed to help businesses grow and manage credit successfully.

Credit in the West is proudly hosted by NACM Commercial Services, a trusted resource for business credit professionals, providing education, networking, credit services, collections, and professional development opportunities throughout the Western United States. We are also partnering with NACM Intermountain Arizona.

The 2026 conference will be held at the Bahia Resort Hotel in beautiful San Diego, California. Located on Mission Bay, the resort offers a relaxing waterfront setting while providing easy access to San Diego's beaches, restaurants, attractions, and airport.

Credit in the West 2026 takes place October 7–9, 2026. The conference begins Wednesday afternoon with registration, an optional bonus session ($25), and an opening reception. It continues with a full day of educational sessions and networking on Thursday, and concludes Friday at 12:30 p.m. after the closing keynote.

Yes! Both NACM members and nonmembers are welcome to attend Credit in the West. Separate registration rates are available for members and nonmembers, making the conference accessible to all credit and finance professionals interested in expanding their knowledge and professional network.

Absolutely! A guest/spouse registration option is available for $275. Guest registration is intended for spouses or guests accompanying registered conference attendees and includes participation in designated conference activities. This includes meals and attendance to reception and closing party. They are not permitted to attend sessions without full conference registration and can't be a co-worker or other credit professional.

Yes! Attendees are welcome to extend their stay at the Bahia Resort Hotel before or after the conference, subject to hotel availability. If you're planning to enjoy more time in San Diego, we encourage you to book your accommodations early and contact the hotel directly regarding additional nights.

Yes. Credit in the West attendees have access to a special conference room rate at the Bahia Resort Hotel. Hotel reservation details, booking deadlines, and the conference reservation link are available on the Hotels page of the Credit in the West website.

Yes. Credit in the West provides educational programming designed to support the professional development of credit professionals. Many sessions may qualify toward continuing education requirements for NACM professional designations. If you have questions about certification credits, please contact NACM Commercial Services.

Credit in the West welcomes professionals from a wide variety of industries, including manufacturing, construction, wholesale distribution, food and beverage, agriculture, transportation, healthcare, retail, technology, and many other business-to-business sectors. The conference is designed for anyone responsible for commercial credit, collections, accounts receivable, or financial risk management.

Registering is easy! Simply visit the Register page on the Credit in the West website to view current registration rates and complete your online registration. Early Bird pricing is available through August 31, 2026, so we encourage attendees to register early to receive the best rate. If you have questions about registration, group discounts, or scholarships, contact Shawna Axness at NACM Commercial Services.

Credit in the West is designed for credit managers, credit analysts, collections professionals, accounts receivable managers, controllers, CFOs, finance professionals, business owners, and anyone responsible for managing commercial credit and customer relationships. Whether you're new to the profession or an experienced leader, you'll find practical education and valuable networking opportunities.

Credit in the West combines nationally recognized speakers, timely educational sessions, networking opportunities, and practical strategies you can immediately apply to your organization. It's an opportunity to strengthen your professional skills, connect with peers from across the Western United States, and stay ahead of the latest trends in commercial credit and risk management.

Yes! If you'd like your registration billed to your company or NACM affiliate account, simply complete your registration and let your affiliate know you'd like to attend. They can invoice your account and assist with the registration process.